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Ross Kulik
VP of Central Region I Columbia, MO

NMLS#: 559107

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About Ross Kulik

I grew up in St. Louis but call Columbia, MO home. I am married with 2 wonderful daughters and 2 sweet dogs. I enjoy spending time with my family hiking and biking on the many trails and parks in and around my hometown. I have been in the mortgage lending profession for 21 years and pride myself on customer service and having the ability to get the tough deals to the finish line. Let my 20+ years of mortgage expertise help you get into your dream home. I look forward to working with you.

All-in-One Solution

Our Loan Process...


A loan pre-approval sets you up for a smooth home buying experience.


Start working with a real estate agent and viewing homes.


A few documents are needed to get a loan file through underwriting.


Assemble all the necessary paperwork and details for the underwriter.


They closely evaluate all the documentation in the loan package.


Documents are drawn and sent to the title company for closing.

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