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Meet The Team

Total Lending Concepts I Tampa, FL

Our team of professionals brings years of experience to every unique home buying situation.

Adam Sulaiman

Adam Sulaiman

Regional Manager
Tampa, FL
TLC NMLS#: 1043976
Angeles Garcia

Angeles Garcia

Senior Loan Officer (Bilingual)
Tampa, FL
(305) 422-1210
NMLS#: 2400546
Crystal Herring

Crystal Herring

Senior Loan Officer
Tampa, FL
(727) 645-8603
NMLS#: 1859749

Grant Montney

Senior Loan Officer
Tampa, FL
NMLS#: 2109808
Jacob Cumper

Jacob Cumper

Senior Loan Officer
Tampa, FL
NMLS#: 2022488
John Doran

John Doran

Senior Loan Officer
Tampa, FL
NMLS#: 2362211
Kyle Finklea

Kyle Finklea

Senior Loan Officer
Tampa, FL
NMLS#: 264850
TLC Logo

Michael Echevarria

Senior Loan Officer
Tampa, FL
NMLS#: 2494252
Ryan Neading

Ryan Neading

Senior Loan Officer
Tampa, FL
NMLS#: 191618
Suany Yeazel

Suany Yeazel

Senior Loan Officer
Tampa, FL
NMLS#: 1124984
Susan Griffin

Susan Griffin

Senior Loan Officer
Tampa, FL
‭(352) 598-3340
NMLS#: 627550
Teri Parsons

Teri Parsons

Branch Manager
Tampa, FL
NMLS#: 261269
Tampa, FL

Feel free to send us a message or give us a call. Our team is ready to assist you.

Office Location

14502 North Dale Mabry Highway Suite 200
Tampa, FL 33618

Phone Number


Send a Message

Email the Tampa Branch

Trusted Tampa, FL Mortgage Lender: Quality Mortgage Services

Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage bankers can help make your dreams come true.

Tampa, Florida Mortgage Lender

Congratulations on taking the first step towards homeownership in Tampa, FL! We know that finding the right mortgage lender can be a daunting task, but worry not – we’ve got you covered. In this blog, we will share everything you need to know about finding the top Tampa FL mortgage lender and why Total Lending Concepts should be your go-to choice.

We understand that choosing a mortgage lender is an important decision and can impact your financial future. That’s why our expert team at Total Lending Concepts is committed to providing you with exceptional service and guidance throughout the entire process. From purchase loans to refinancing options, we have got it all covered. Our dedication to professionalism and reputation in the community sets us apart from the rest.

So what are you waiting for? Read on to learn more about our services and how we can help you become a homeowner in Tampa, FL.



The Benefits of Working with a Local Tampa FL Mortgage Lender

Working with a local mortgage lender, like Total Lending Concepts, offers several advantages. We understand the unique characteristics of the Tampa, FL housing market, providing first-hand knowledge of local neighborhoods, property values, and lending options. Our presence allows us to offer personalized, face-to-face assistance throughout the mortgage process. Additionally, we have established relationships with local title companies, appraisers, and other industry professionals, streamlining the entire process. Choosing a local lender not only supports the Tampa, FL community but also ensures that you receive exceptional service tailored to your specific needs.

What to Look for in a Tampa FL Mortgage Lender

When choosing a Tampa FL mortgage lender, look for extensive experience in the local market, competitive rates, and a variety of loan products. Consider reputation, customer reviews, and industry credentials. Opt for personalized service and ensure the lender is licensed, insured, and compliant with regulations.


Total Lending Concepts: Your Top Tampa FL Mortgage Lender

Looking for a top Tampa FL mortgage lender? Look no further than Total Lending Concepts. With flexible loan options tailored to your financial objectives and competitive rates, we’re here to help you save on your mortgage. Our experienced mortgage loan officer will be by your side every step of the way. Contact us today for personalized home loan options.

Our Service Commitment

Providing exceptional customer service is our priority. Our dedicated loan officer will guide you through the mortgage process, ensuring quick response times and clear communication. We go the extra mile to ensure your satisfaction and are always here to answer your questions. Contact us for more information.

Our Experience

With years of experience in the mortgage industry, our expertise in the Tampa Bay housing market is unmatched. We have extensive knowledge of loan options and programs, making us a trusted lender with a proven track record of success. Count on us for reliable, professional service.



Purchase Loan Options

When it comes to purchasing a home in Tampa FL, you have several loan options to consider. Fixed-rate mortgages provide stability and predictable payments. FHA loans are great for first-time home buyers and those with low credit scores. VA loans are available for veterans and active-duty military members. Rehab loans can help finance home renovations, and USDA loans are ideal for properties in rural areas. Hoping this helps, let me know if there’s anything else I can assist you with!

Fixed Rate Mortgages

Lock in a competitive interest rate for the life of your loan and enjoy predictable monthly mortgage payments. Fixed rate mortgages are ideal for buyers planning to stay in their homes long-term. Whether you’re purchasing a new home or refinancing, ask us about our current rates.

FHA Loans

Looking to buy your first home? FHA loans offer low down payment options, as low as 3.5%, and flexible credit score requirements. Backed by the Federal Housing Administration, they’re perfect for first-time home buyers. Contact us for more information on home financing options.

VA Loans

VA Loans offer exclusive loan options for veterans, active-duty military, and surviving spouses. Eligible borrowers can enjoy the benefit of no down payment requirements and competitive interest rates. Flexible credit score requirements make it accessible to a wide range of individuals. We are proud to serve those who have served our country.

Rehab Loans

If you’re looking for financing options to renovate, repair, or upgrade your home, rehab loans can be a great solution. These loans allow you to roll the cost of improvements into your mortgage loan, making it ideal for buyers purchasing fixer-upper properties. Contact us for information about the 203k loan program.

USDA Loans

Looking for 100% financing options? USDA loans offer low interest rates, competitive loan terms, and no mortgage insurance required. Whether you’re purchasing, refinancing, or building a new home, we can help you determine if you qualify for a USDA loan. Contact us today for more information.

Jumbo Loans

Looking to finance amounts above conventional loan limits? Our jumbo loans offer flexible credit score requirements and competitive interest rates. With personalized options to meet your needs, contact us to learn more about our jumbo loan programs.

First Time Homebuyer Loans

Looking to buy your first home? Our Tampa mortgage lender offers affordable loan options, assistance programs for down payment/closing costs, easy approval process, competitive interest rates, and guidance from experienced loan officers. Contact us for first-time homebuyer loans and turn your dream of homeownership into a reality.

Low Down Payment Options

Looking for a mortgage broker in Tampa FL? We offer flexible loan programs with low down payment options, making home financing more accessible for first-time buyers. Our experienced loan officers can guide you through the process and help you find the best affordable mortgage option for your needs. Contact us today for more information!

Investment Property Loans

Looking to finance investment properties? Our mortgage company offers loan programs tailored for real estate investors. With competitive rates and guidance from experienced loan officers, we can help you with financing options for multiple investment properties. Contact us for more information.


Refinancing Loan Options

When it comes to refinancing, homeowners have various options available to them. Refinancing can help lower interest rates and monthly payments, as well as provide cash-out options for accessing home equity. Our loan officers can guide you through the refinancing process and offer competitive rates and loan programs for your specific needs.

Traditional Refinance

Looking to lower your interest rates and monthly payments? Traditional refinancing offers a solution. Tap into your home’s equity for improvements or debt consolidation. Our loan officers provide guidance through the process, offering flexible options tailored to your financial objectives. Take advantage of competitive rates and loan programs. Contact us today for more information.

Cash-out Refinance

Looking to access your home equity for cash needs? Consider a cash-out refinance. Use the funds for home improvements, debt consolidation, or other financial goals. Our loan officers provide guidance on the process and offer flexible loan options. Competitive rates and programs are available. Contact our mortgage company today!

VA Loan Refinance

If you’re an eligible veteran or service member, VA loan refinancing offers a range of options. Lower interest rates and mortgage insurance can save you money. You can also choose cash-out refinancing to access your home equity for financial needs. Our loan officers are here to guide you through the VA loan refinancing process and help you find competitive rates and loan programs that suit your needs.

Begin your loan journey today!

(Get a Personalized Quote and Expert Advice Today.)

The Total Lending Concepts Difference

At Total Lending Concepts, customer satisfaction is our top priority. We understand the importance of a smooth mortgage process and our experienced loan officers are here to guide you every step of the way. With competitive rates and a variety of loan options, we tailor our personalized financial solutions to meet your objectives. Trust Total Lending Concepts for all your mortgage needs. Contact us today for more information.

Our Reputation

At Total Lending Concepts, our reputation speaks for itself. Our trustworthy and reliable mortgage services have garnered praise from satisfied clients who appreciate our exceptional customer service. With a proven track record of successfully closing mortgage loans, we bring a high level of professionalism and expertise to the table. Rely on us to handle your mortgage process with integrity and efficiency.

Our Professionalism

Our team of highly skilled mortgage professionals prioritizes professionalism throughout the loan process. We adhere to industry standards and maintain confidentiality with your financial information. Our goal is to create a professional yet friendly environment, making the entire process stress-free for you.

Why Choose Total Lending Concepts?

Looking for a Tampa FL mortgage lender? Choose Total Lending Concepts for our local presence and understanding of the market. Our strong relationships with title companies ensure a smooth closing process. Trust the Tampa community and benefit from our wide range of loan programs and competitive rates.

Our Tampa FL Presence

Living and working as a local mortgage lender in Tampa, FL, we have an in-depth understanding of the housing market. Our team’s knowledge of the area allows us to guide you in making well-informed decisions. With established connections and personalized service, we ensure a seamless mortgage process.

Trusted by the Tampa Community

For years, Total Lending Concepts has been earning the trust of the Tampa community through reliable service. Satisfied clients in Tampa, FL regularly recommend us, while our strong referral network speaks to the quality of our mortgage lending services. Our commitment to transparency, honesty, and integrity sets us apart as a trusted mortgage lender in the area. Feel confident choosing us as your Tampa mortgage lender, knowing that the Tampa community supports us.



How to Get Started with your Mortgage?

To begin the mortgage process, reach out to us for a personalized consultation. Our loan officers will assess your financial situation and discuss your loan options. We’ll guide you step by step, explaining the mortgage process and addressing any questions you may have. With flexible financing options catering to various needs, including first-time homebuyers, refinancing, and investment property buyers, we’re here to help. Start by gathering necessary financial documents like pay stubs, tax returns, and bank statements.

Ready to be a Homeowner in Tampa, FL?

Looking to become a homeowner in Tampa, FL? Total Lending Concepts can help make your dream a reality. With competitive rates and loan programs, including first-time homebuyer assistance, our experienced loan officers will guide you through the mortgage process. Get pre-approved today and take the first step towards homeownership.



Frequently Asked Questions

What types of mortgages does this Tampa FL lender offer?

This Tampa FL mortgage lender offers a variety of mortgage options to cater to different needs. From fixed-rate and adjustable-rate mortgages to FHA loans, VA loans, and jumbo loans, they have you covered. They also provide specialized programs for first-time homebuyers and low-income borrowers. Explore their offerings to find the best mortgage for you.

What factors should I consider when choosing a mortgage lender?

Factors to consider when choosing a mortgage lender include interest rates, fees, and loan terms. Look for excellent customer service and communication skills. Check the lender’s reputation through reviews and referrals. Ensure they offer loan products that align with your needs and financial goals.

What is the typical process for applying for a mortgage with a Tampa FL mortgage lender?

The application process for a mortgage with a Tampa FL lender typically involves filling out an application and providing necessary documentation, such as income, employment history, and credit score. The lender will review your application and determine your eligibility for borrowing. If approved, you will need to sign the loan agreement and provide a down payment before closing on the home.




In conclusion, when it comes to finding the right mortgage lender in Tampa, FL, working with a local lender like Total Lending Concepts offers several benefits. Not only do they have a deep understanding of the local market, but they also prioritize providing exceptional service and have extensive experience in the mortgage industry. Whether you’re looking for purchase loan options such as fixed-rate mortgages, FHA loans, or VA loans, or refinancing loan options like traditional refinance or cash-out refinance, Total Lending Concepts has you covered. With a strong reputation for professionalism and a trusted presence in the Tampa community, they are the top choice for your mortgage needs. If you’re ready to take the next step towards becoming a homeowner in Tampa, FL, get started with Total Lending Concepts today.

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